Over 40% of Americans do not have life insurance, which could leave their families financially devastated if the worst should happen. For those that do have a policy, according to recent surveys, 73% of people of those are overpaying for their life insurance policies. Luckily there are inexpensive policies available if you know where to look (some starting from just $8/mo). I couldn’t believe how cheap my life insurance quotes came back from using this simple tool. I…

The good news is that in these uncertain times, life insurance is the most effective way to protect your loved ones and their future. Unknown to many families, a great policy could easily cover your mortgage, home, loss of income and childcare costs as well as secure a good education for your children and safeguard your loved ones from inheriting your debts. Because of all these great benefits, many people may think that the costs for term life…