You may feel like you have never been busier in your life. As our lives continue to get more hectic, it’s easy to wonder – “Do I really need life insurance?”
The answer is, absolutely, yes! More than 40% of all Americans do not have any form of life insurance!
We’re going to introduce you to Ladder, a fast-growing, company that offers instant term life insurance at amazingly affordable rates, with no medical exams.
Here are three reasons why you should apply for Instant Term Life Insurance from Bestow today:
1. You Can Apply For Up To $8,000,000 In Coverage
Ladder sells instant term life insurance policies online, up to $8,000,000 in coverage, so there are no appointments or delays (even from a cell phone). You can get same-day/immediate coverage if you qualify. Yes, you could have full coverage in minutes. Plus, you don’t have to take a medical exam.
Answer a few questions on Ladder’s mobile-enabled website, and the company uses data and algorithms to make decisions and set prices. The California -based company launched in 2015.
Ladder Life offers term life insurance with terms of 10, 15, 20, 25 and 30 years. Policies start from $100,000 and go up to $8,000,000. Policies are available in all states.
2. Your Policy Is Backed By Industry Giants
Ladder has partnered with Fidelity Security Life Insurance Company to issue LadderLife policies. In New York, Ladder has partnered with Allianz Life Insurance Company of New York to issue the LadderLife product.
So basically it means, your loved ones will get paid if anything were to happen to you.
3. It’s Extremely Affordable
Policies sold by Ladder, are meant to be affordable and straightforward. They start from only $12/month. You can get coverage anywhere from $100,000 up to $8 million. All policies and rates will vary based on your situation/age/health/lifestyle.
If these crazy times have taught us anything, it’s that being prepared and cherishing our loved ones are the most important things we can do. Ladder allows us to do both at an affordable rate.